Terms of Use and Disclaimer


All use of this website www.optimariskconsulting.com is subject to the following Terms and Conditions. If you do not agree with these Terms and Conditions, please do not access or use this website. These terms may be changed by Optima Risk Consulting Ltd. at any time without notice. Your use of the website constitutes your agreement to be bound by these terms.


The materials provided on this site are for information purposes only. These materials constitute general information to the public about the consulting services provided by Optima Risk Consulting Ltd. Optima Risk Consulting Ltd. and its partners will have no liability for any damage arising from the misuse of any information provided on this website. The information provided on the website is not an actuarial opinion or other professional advice and should not be relied upon as such. Doing so without seeking the advice of an actuary constitutes a misuse of the information.


Optima Risk Consulting Ltd. does not guarantee the confidentiality of any unsolicited communications sent by e-mail or through its website, or left in voicemail messages on company telephones. Unsolicited information and material may not be treated as confidential.


Accessing or using this website does not create a contractual relationship. Although the use of the web site may facilitate access to or communications with members of Optima Risk Consulting Ltd. by e-mail or voicemail, receipt of any such communications or transmissions by any member of Optima Risk Consulting Ltd. does not create a contractual relationship, unless our company agrees to consult for you.


Although Optima Risk Consulting Ltd. has made reasonable efforts to ensure that the materials contained on this site are accurate, it does not warrant or guarantee: the accuracy, currency or completeness of the materials; that the site will be available without interruption, error or omission; that defects will be corrected; or that the website and the server(s) that make it available are free from viruses or harmful components. The website and the materials provided on the website are provided “as is” and “as available” without representations, warranties or conditions of any kind, either expressed or implied.


The copyright in this website and all materials contained in it is owned, or licensed by Optima Risk Consulting Ltd.  The Optima Risk Consulting Ltd. website, as a whole, or in part, may not be reproduced without the express prior written consent of Optima Risk Consulting Ltd. To obtain such consent, please contact us at pbanville@optimariskconsulting.com or at 604.358.2254.


Optima Risk Consulting Ltd. acknowledges and appreciates links to the Optima Risk Consulting Ltd. website. Links should go directly to the homepage at www.optimariskconsulting.com, or to the biography of one of the company’s professionals. Linking directly to other pages within the site or framing content on the site is prohibited without the prior written consent of Optima Risk Consulting Ltd.


The Optima Risk Consulting Ltd. website has been designed to be a resource for information on matters that might be of interest to current or potential clients. As a result, there are links throughout the website to third party sites. These links are provided for convenience only, and do not mean that Optima Risk Consulting Ltd. endorses or recommends the information contained in linked web sites, or guarantees its accuracy, timeliness or fitness for a particular purpose.  Optima Risk Consulting Ltd. takes no responsibility for the content or practices of third party sites.


We welcome your feedback, if you have any questions or comments about the Optima Risk Consulting Ltd. website, its terms of use or the company’s privacy policy please contact us at pbanville@optimariskconsulting.com.